Frequently Asked Questions about SunRiver St. George Utah | SunRiver St. George

FAQs

Here are the answers to some of our most frequently asked questions

Local Area

Where is St. George?

St George Location Where is St. George?  St. George is located in the southwest corner of Utah just off Interstate 15, just 119 miles north of Las Vegas, Nevada, and 303 miles south of Salt Lake City, Utah.

St. George is known as the “Gateway” to National Parks such as Zion’s National Park, Bryce Canyon, the Grand Canyon and many more beautiful state parks. The city borders the northern Arizona state line, and is located between the towns of Santa Clara and Ivins to the west and Washington to the east.

The core of the city, including its downtown, Dixie State College, convention center, and hospital, are located in a small valley overlooking the Virgin River and surrounded by low lava and sandstone bluffs.

800px Dtn st george Where is St. George?

The city’s southern section, Bloomington and SunRiver St. George, is more typical of the Mojave Desert, with desert scrub and gravel dominating the landscape. The southeast part of the city contains some farming along the Virgin River, but like the west and northwest parts of the city has become increasingly dominated by suburban-style development.

 

Permalink.

What is the weather like in St. George?

Washington County is endowed with mild, low humidity winters with over 300 sunny days per year.  The desert climate, elevation of 2760 feet, promotes year-round recreation and leisure activities, including golf, tennis, fishing, waters sports, hiking, bicycling and more.

  • Winter temperatures in St. George regularly reach 60 degrees.  In January, the average daytime high temperature is 54 degrees, with an average nighttime low of 26 degrees.
  • In July, the average daily high temperature is 102 with very low humidity, with an average nightly low of 67 degrees.
  • Spring and fall days are normally very pleasant with highs int he low 70s and 80s.
  • St. George only receives 8.27 inches of annual precipitation.  Snowfall is rare, and usually melts very quickly.

Current Weather

MDljNzllYjlmYjI4NDNlYjkzNjgzMGI*ZDc4MzkzZjMmb2Y9MA== What is the weather like in St. George?

Permalink.

What is the population of St. George and Washington County?

Population

According to the 2010 Census, Washington County (including St. George, Hurricane, Santa Clara, Ivins, etc.) has a population of 138,115.

The population of St. George is 110,091.

StGeorgePopulation What is the population of St. George and Washington County?
St. George benefits from having a balanced population base.  Although renowned as an attractive retirement haven, there is much more to St. George than retirement communities. There is youthful energy found throughout Southern Utah!

St. George is also home to many bustling families of all sizes, as shown in the chart to the left, where 29% of the population is under the age of 18. Students at Dixie State College also add to the mix.

This demographic diversity gives St. George a vibrancy and vitality that is missing in many communities. In St. George, it is found throughout all the programs and amenities available – in recreation, arts, shopping, athletics, parks, education and much more!

Housing

There are a total of 57,734 housing units in Washington County. Of those, 80% – or 46,411 – are located in the City of St. George.  73,666 people live in owner-occupied homes, and 34,929 people live in renter-occupied homes

Demographics

The ethnic and racial makeup of St. George is largely the result of a legacy population of early English and European settlers. Today, however, 9% of the local population hails from a divergent cultures and races. No matter where you are from, you will feel welcome and comfortable calling St. George home!

See More Reports
    What’s the vibe in your city?

    Permalink.

    What is the Cost of Living in St. George?

    The Cost of Living in St. George is generally 9% lower than the national average. Housing, Utilities and Health Care are categories where St. George particularly shines.

    Compare Your City With St. George in the Cost of Living Calculator

    See More Reports
      What’s the vibe in your city?

      Permalink.

      What types of outdoor activities are offered in Southern Utah?

      St. George is known as the gateway to over six national parks:  Arches, Bryce Canyon, Capitol Reef, Canyonlands, Grand Canyon, Zions and Lake Powell as well as many state parks.

      The St. George area is surrounded by beautiful red rocks that contain a network of approximately 35 miles of hiking and bicycling trails, three reservoirs and numerous parks, baseball & softball complexes, soccer fields, etc. There are also indoor and outdoor city pools, 13 public and private golf courses.  For anyone seeking an active, year-round outdoor lifestyle, St. George is the place to be.

      Permalink.

      What is the predominant religion among SunRiver residents? In St. George?

      In SunRiver, about half of our residents come from 20 different non-western states, so religious affiliations are perhaps more diverse than anywhere in Southern Utah.

      saint george mormon temple2 What is the predominant religion among SunRiver residents?  In St. George?

      The St. George LDS Temple

      The Church of Jesus Christ of Latter-Day Saints (LDS or “Mormon”) is the predominant religion in St. George, although other faiths are well represented.  The St. George temple of the LDS church is a gleaming white icon for the city, set against the surrounding red hills.

      Local churches include:

      • Calvary Chapel of St. George
      • Christian Community Church
      • Christian Science Society
      • Church of Christ
      • Church of Jesus Christ of Latter Day Saints
      • Community of Christ Church
      • Cross Point Christian Fellowship
      • The Springs Church
      • Faith Mountain Ministries
      • First Southern Baptist Church
      • Good Shepherd Presbyterian Church
      • Grace Baptist Church
      • Grace Episcopal Church
      • Harvest Christian Assembly
      • Jewish Community of Southern Utah
      • The Lighthouse
      • Living Waters Fellowship
      • Mountain View Bible Church
      • New Covenant Christian Center
      • New Life Christian Center
      • New Promise Lutheran Church
      • Red Cliffs Congregation of Jehovahs Witnesses
      • Seventh Day Adventist Red Cliffs
      • Shepherd of the Hills United Methodist Church
      • Solomon’s Porch Foursquare Fellowship
      • Southland Bible Church
      • Spirit of the Desert Church
      • St. George Catholic Church
      • St. George Community Church
      • St. Paul’s Catholic Center
      • Trinity Lutheran Church
      • Unity Church of Positive Living
      • Valley Bible Church
      • Westside Baptist Church
      • Westview Christian Center

      Permalink.

      What is the Crime Rate in St. George?

      Crime is generally very low in St. George.  According to CityRating.com, violent crime in St. George is 71.58% lower than the national average, and the property crime rate in St.George is lower than the national property crime rate average by 32.2%.

      As recently as 2004, St. George was rated the “Most Secure U.S. Places to Live” for communities of 150,000 or fewer in a survey conducted by The Farmers Insurance Group of Companies.

      Permalink.

      Lifestyle

      What is the weather like in St. George?

      Washington County is endowed with mild, low humidity winters with over 300 sunny days per year.  The desert climate, elevation of 2760 feet, promotes year-round recreation and leisure activities, including golf, tennis, fishing, waters sports, hiking, bicycling and more.

      • Winter temperatures in St. George regularly reach 60 degrees.  In January, the average daytime high temperature is 54 degrees, with an average nighttime low of 26 degrees.
      • In July, the average daily high temperature is 102 with very low humidity, with an average nightly low of 67 degrees.
      • Spring and fall days are normally very pleasant with highs int he low 70s and 80s.
      • St. George only receives 8.27 inches of annual precipitation.  Snowfall is rare, and usually melts very quickly.

      Current Weather

      MDljNzllYjlmYjI4NDNlYjkzNjgzMGI*ZDc4MzkzZjMmb2Y9MA== What is the weather like in St. George?

      Permalink.

      What is there to do for evening entertainment?

      There is always something going on in St. George!

      One thing you will notice about St. George is that it offers more entertainment options than many larger cities. Whether you prefer the cultural arts, spectator sports, athletic participation, shopping, arts & crafts, or outdoor recreation, St. George has it all.

      Cultural Arts

      tuacahn What is there to do for evening entertainment?  You can’t discuss the arts in Southern Utah without mentioning the acclaimed Tuacahn Center for the Performing Arts, a local outdoor ampitheater that features “Broadway in the Desert” production during the summer and a concert series throughout the year. The 2012 show schedule features the musical productions of Aladdin, Hairspray, The 25th Annual Putnam County Spelling Bee, and White Christmas, along with numerous concerts.


      Shakespearean%20Festival What is there to do for evening entertainment?  The Utah Shakespeare Festival
      is a Tony Award-winning theatre company located at Southern Utah University with festival performances from June into October. The 2012 schedule features The Merry Wives of Windsor, Mary Stuart, Titus Andronicus, Les Miserables, To Kill a Mockingbird, Scapin, Hamlet and Stones in His Pockets.  They also feature back-stage tours, and literary, props, costumes and actors seminars.

      The O.C. Tanner Ampitheater seats 2000 people, and the dramatic red canyons behind the stage almost steal the show. During the summer there is a concert series that showcases musical acts that specialize in many genres, including Folk, Celtic, and Jazz. Regardless of what type of music you like – even wacky comedy – the O. C. Tanner Amphitheater can meet your needs. It is run by Dixie State College in nearby St. George, and tickets are $5 for youth under 18 and $9 for adults.

      eccles What is there to do for evening entertainment?  In addition, there are a number of local venues for theater, including St. George Musical Theater, productions at the Dolores Dore Eccles Fine Arts Center at Dixie State College, and some amazingly high-quality productions at each of the four local high schools.

      St. George also offers 5 multi-screen movie theaters, 2 bowling alleys and miniature golf.  Plus.  We are 90 minutes from Las Vegas and 30 minutes from Mesquite, Nevada where many residents go for gambling and shows.

      Permalink.

      What types of outdoor activities are offered in Southern Utah?

      St. George is known as the gateway to over six national parks:  Arches, Bryce Canyon, Capitol Reef, Canyonlands, Grand Canyon, Zions and Lake Powell as well as many state parks.

      The St. George area is surrounded by beautiful red rocks that contain a network of approximately 35 miles of hiking and bicycling trails, three reservoirs and numerous parks, baseball & softball complexes, soccer fields, etc. There are also indoor and outdoor city pools, 13 public and private golf courses.  For anyone seeking an active, year-round outdoor lifestyle, St. George is the place to be.

      Permalink.

      What is the predominant religion among SunRiver residents? In St. George?

      In SunRiver, about half of our residents come from 20 different non-western states, so religious affiliations are perhaps more diverse than anywhere in Southern Utah.

      saint george mormon temple2 What is the predominant religion among SunRiver residents?  In St. George?

      The St. George LDS Temple

      The Church of Jesus Christ of Latter-Day Saints (LDS or “Mormon”) is the predominant religion in St. George, although other faiths are well represented.  The St. George temple of the LDS church is a gleaming white icon for the city, set against the surrounding red hills.

      Local churches include:

      • Calvary Chapel of St. George
      • Christian Community Church
      • Christian Science Society
      • Church of Christ
      • Church of Jesus Christ of Latter Day Saints
      • Community of Christ Church
      • Cross Point Christian Fellowship
      • The Springs Church
      • Faith Mountain Ministries
      • First Southern Baptist Church
      • Good Shepherd Presbyterian Church
      • Grace Baptist Church
      • Grace Episcopal Church
      • Harvest Christian Assembly
      • Jewish Community of Southern Utah
      • The Lighthouse
      • Living Waters Fellowship
      • Mountain View Bible Church
      • New Covenant Christian Center
      • New Life Christian Center
      • New Promise Lutheran Church
      • Red Cliffs Congregation of Jehovahs Witnesses
      • Seventh Day Adventist Red Cliffs
      • Shepherd of the Hills United Methodist Church
      • Solomon’s Porch Foursquare Fellowship
      • Southland Bible Church
      • Spirit of the Desert Church
      • St. George Catholic Church
      • St. George Community Church
      • St. Paul’s Catholic Center
      • Trinity Lutheran Church
      • Unity Church of Positive Living
      • Valley Bible Church
      • Westside Baptist Church
      • Westview Christian Center

      Permalink.

      What kinds of clubs and activities are available for SunRiver Residents?

      SunRiver St. George is home to over 50 clubs!

      We have a club for virtually every interest – and new clubs continue to form!

      • American Legion
      • Auxillary
      • Bingo
      • Bridge
      • Canasta
      • Chess
      • Hand and Foot
      • Mexican Train
      • Dominoes
      • Pinochle
      • Texas Cards
      • Computer Club
      • Arts & Crafts
      • Beading
      • Carving
      • Dance
      • Casual Dining
      • Dog Park
      • Genealogy
      • Couples Golf
      • Ladies Golf
      • Investment
      • Library
      • Meditation
      • Jam Sessions
      • SunRiver Singers
      • Photography
      • Red Hatters
      • Science
      • Singles
      • Social
      • Bicycle
      • Bocce Ball
      • Bowling
      • Hiking
      • Horseshoes
      • Lawn Bowling
      • Pickle Ball
      • Table Tennis
      • Theater
      • RV Club

      Permalink.

      Are pets allowed?

      Yes!. Domestic animals are welcome. SunRiver St. George even has a dog park!

      Permalink.

      SunRiver Community

      Does SunRiver St. George have a Home Owner’s Association?

      Yes.  SunRiver St. George has an HOA with homeowner dues of of $139 per month.

      Residents of the Reflections gated community benefit from some additional private amentities in addition to the community amenities, which results in an additional $60 per month homeowner dues.

      Permalink.

      Where is the HOA office located?

      The SunRiver St. George Community Association is managed by Sun West Management.  The administrative offices are located at 1404 West SunRiver Parkway, Suite 205, in the Parkway Plaza professional building near the entrance to the SunRiver Community.

      For additional questions, Sun West Management may be reached at (435) 773-6456.

      Permalink.

      What does the HOA dues cover at SunRiver St. George?

      The HOA dues cover maintenance of all the front yards in the community, plus common areas, the community center, pool, sports courts, and all additional amenity maintenance, association staffing and management.

      Homeowners may also add rear yard maintenance for an additional $27 per month.  Also, homeowners may special request the use of walking mowers instead of riding mowers for $10 per month.  Other services, including plant maintenance, irrigation repairs, and rock refresh can also be requested on an as needed basis for one-time fees.

      Permalink.

      What about the CC & R’s?

      SunRiver St. George is subject to Covenants Codes and Restrictions that are very much enforced in order to keep a happy, healthy, beautiful environment for all SunRiver residents.

      If you would like a copy of the current CC&R’s contact SunWest Management at (435) 773-6456.

      Permalink.

      What are the facilities at the SunRiver St. George Community Center?

      We offer a full array of amenities!

      [flagallery gid=3 name=Gallery]

      • Ballroom
      • Billiard Room
      • Community Center
      • Computer Lab
      • Fitness Room
      • Game Room
      • Horseshoe Pits
      • Lapidary Center
      • Lawn Bowling
      • Library
      • Multi-Purpose Room
      • Pickle Ball Courts
      • Pools
      • Pottery Studio
      • Tennis Courts
      • Woodworking Shop

      Permalink.

      Can the Community Center be rented for private events?

      Yes, the SunRiver St. George Community Center is available for events such as weddings, family gatherings, etc. as scheduling allows.

      Resident events, classes and activities always take first priority.  To inquire about an event, please contact the SunRiver Community Center staff at (435) 773-4100

      Permalink.

      Is there a charge to attend classes or use the SunRiver Amenities?

      No!  All activities are paid for by your HOA and do not require any additional fees!

      Permalink.

      Is the SunRiver Golf Course a Public Course?

      Yes, the SunRiver Golf Course is a public course with preferential rates and tee times for SunRiver Residents.

      g k006 800 Is the SunRiver Golf Course a Public Course?  The SunRiver Men’s and Ladies’ Golf Association is very active and always welcomes new members.  Call the staff at the Pro Shop at (435) 986-1000 for additional information or to schedule a tee time – or CLICK HERE.

      Permalink.

      What are the green fees at SunRiver St. George Golf Course?

      St. George is known for its affordable golf, and SunRiver St. George Golf Course is no exception.  CLICK HERE for rates!

      For additional information call the staff at the Pro Shop at (4350 986-1000, or  SCHEDULE YOUR TEE TIME ONLINE!

      Permalink.

      What kinds of clubs and activities are available for SunRiver Residents?

      SunRiver St. George is home to over 50 clubs!

      We have a club for virtually every interest – and new clubs continue to form!

      • American Legion
      • Auxillary
      • Bingo
      • Bridge
      • Canasta
      • Chess
      • Hand and Foot
      • Mexican Train
      • Dominoes
      • Pinochle
      • Texas Cards
      • Computer Club
      • Arts & Crafts
      • Beading
      • Carving
      • Dance
      • Casual Dining
      • Dog Park
      • Genealogy
      • Couples Golf
      • Ladies Golf
      • Investment
      • Library
      • Meditation
      • Jam Sessions
      • SunRiver Singers
      • Photography
      • Red Hatters
      • Science
      • Singles
      • Social
      • Bicycle
      • Bocce Ball
      • Bowling
      • Hiking
      • Horseshoes
      • Lawn Bowling
      • Pickle Ball
      • Table Tennis
      • Theater
      • RV Club

      Permalink.

      What is the size range of SunRiver homes?

      Homes in SunRiver St. George range from 1100 square feet to over 4,000 square feet.

      Permalink.

      How many home models/plans do I have to choose from?

      SunRiver St. George currently features 13 different floor plans to suit your needs and budget.

      Popular features include dual master suites, 3-car garages, in-kitchen pantries, extra storage and flexible space for bedrooms, hobby rooms or dens.

      Our current floor plan offerings include:

      1,000 to 1,500 square feet

      1,500 to 2,500 square feet

      2,500 square feet and above

      Permalink.

      Are pets allowed?

      Yes!. Domestic animals are welcome. SunRiver St. George even has a dog park!

      Permalink.

      What is the average age of SunRiver St. George residents?

      The average age of SunRiver residents is between 64 and 68 years young!

      Permalink.

      Where do people who reside in SunRiver move from?

      SunRiver residents represent the majority of all 50 states, with a few other countries.

      In the early days of SunRiver, the majority of residents moved from northern Utah.  As we have grown, we have attracted a number of residents from California and the mid-west and elsewhere.

      In 2010, half of our new residents came from 20 different non-western states, which speaks to the diversity of SunRiver St. George.

      Permalink.

      In SunRiver St. George involved in the Huntsman World Senior Games?

      SunRiver St. George is a proud sponsor of the Huntsman World Senior Games held each October.

      The Huntsman World Senior Games hosts several events each year in SunRiver St. George.  Many residents participate – and our community is home to several medal winners!

      Permalink.

      What are the Riverwalk Grill hours?

      The Riverwalk Grill is open for lunch Monday through Saturday from ll a.m. to 4 p.m. – and from 4 p.m. to  9 p.m. for dinner!

      Chef Imi also prepares an Early Bird Special every day 4pm to 5pm for $12:00!

      Imi What are the Riverwalk Grill hours?  The Riverwalk Grill features Taste of America awarded-winning Chef Imi Kun. Chef Imi has been awarded “Best Fine Dining in Southern Utah”!

      Chef Imi has mastered the art of creating exquisite European and American food with Italian, German, French and Hungarian influences which is featured here in the gourmet rosemary breads and appetizers, specialties such as entrees of pasta, lamb, veal, duck and filet mignon, and extraordinary desserts.

      To perfectly accent your dining experience we also have a wide array of imported wines to dazzle your taste buds. And to complete your dining experience, enjoy some of our delicious and wonderfully aromatic deserts and dessert wines.

      The Riverwalk Grill provides a sophisticated and classy retreat for anyone looking for remarkable food and a spectacular view that accents the relaxed Southwest style! Chef Imi, is committed to making your next dining experience an unforgettable event, and personally welcomes you to our elegant retreat!

      Permalink.

      Are the SunRiver Vacation Villas available to rent?

      No. The Vacation Villas are only available to prospective and future SunRiver residents, so they can experience the SunRiver St. George lifestyle first-hand.

      Permalink.

      Does SunRiver St. George have a preferred lender?

      SunRiver St. George provides a one-stop experience for our customers and residents, including mortgage financing through Cherry Creek Mortgage Company.

      brandon hansen new png small 241x300 Does SunRiver St. George have a preferred lender?  Brandon Hansen, senior mortgage banker with Cherry Creek Mortgage, specializes in financing homes in SunRiver St. George.  He works very closely with prospective home buyers and our own sales agents to make sure that the loan process is seamless and swift, providing you with the best possible mortgage option for your circumstances.

      One of the mortgage products that Brandon and Cherry Creek Mortgage have brought to SunRiver St. George, is the Home Equity Conversion Mortgage (HECM) that is the FHA’s approved reverse mortgage program that gives older Americans greater financial security.  Brandon can help you use the HECM loan program to purchase your SunRiver St. George home with “No Payments for Life”, or to supplement your Social Security, meet unexpected medical expenses and more.

      Contact Brandon at (435) 674-9200 or by email atbhansen@ccmclending.com

       

       

      Permalink.

      Services

      How is the medical service in St. George?

      In a Word: Excellent!

      DRMC 300x97 How is the medical service in St. George?  Dixie Regional Medical Center offers emergency services, in-patient and outpatient care, a broad staff of qualified doctors in virtually any capacity needed. Dixie Regional Medical Center is a 245-bed hospital located on two campuses – River Road and 400 East.

      DRMC is the major medical referral center for northwestern Arizona, southeastern Nevada and southern Utah and has been recognized as a Thompson Top 100 Heart Hospital.  The DRMC Cardiac Rehabilitation program is nationally certified.

      Dixie Regional Medical Center partners with the Huntsman Cancer Institute to provide world-class cancer care for patients close to home, and recently added a newborn intensive care unit so that parents can stay with their struggling child without having to travel.

      DRMC also features a program called ” Gateway to Wellness”, which is a collection of services including fitness classes, nutrition coaching, and personalized medical fitness evaluations. With the continued support of the community, they are constantly growing to meet your needs.

      Dixie Regional Medical Center Awards

      • Healthcare Management Council Top Performers Award – Best Overall Performer (in the nation) — In terms of the mix between quality care and low cost, Dixie Regional has been ranked the best hospital in the nation.
      • Best Regional Hospital — Dixie Regional Medical Center is among the nation’s Best Regional Hospitals according to U.S. News & World Report, publisher of Best Hospitals. U.S. News annually evaluates nearly 5,000 hospitals in 16 different medical specialties.
      • Get With the Guidelines program — Dixie Regional was featured in U.S. News & World Report for demonstrated success at adhering to best practice guidelines that help patients suffering from stroke and heart failure recover better. Our stroke and heart failure programs earned the elite gold plus award.
      • MIDAS+ Platinum Quality Award — Dixie Regional Medical Center received the award recognizing clinical excellence in healthcare on May 25, 2011.
      • HealthInsight of Utah and Nevada 2010 Quality Award — Dixie Regional was the only hospital in Utah and Nevada to earn this award four years consecutively. HealthInsight recognizes facilities that provide superior heart, pneumonia, and surgical care.
      • NICU earns top scores — Data collected from more than 850 NICUs across the globe that participate in an international NICU benchmarking and quality improvement network shows Dixie scored first or tied for first in 6 of 17 criteria — a rare accomplishment.
      • Thomson Reuters Top 100 Hospital and Everest Awards — In 2010 Dixie Regional was listed as one of the top hospitals in the nation, and one of 23 hospitals honored with the Everest Award for greatest improvement over the past five years.
      • Thomson Reuters Top 50 Hospitals: Cardiovascular Benchmarks 2012 — Dixie Regional has earned this honor four times. The first two honors were for Top 100 status. In 2011 Thomson Reuters narrowed the list to the Top 50, and Dixie was again an honoree for 2012.
      • Cleverley 5-Star Hospital and Top l00 Hospital in 2011 — This award recognizes the value hospitals provide to their community in terms of quality care at low cost. Dixie has received this recognition since 2004.

       

       

       

       

       

       

       

       

      Permalink.

      What are the airport services for St. George?

      St. George dedicated a brand-new airport (SGU) built on over 1200 acres in February of 2011.

      The new St. George Municipal Airport is located just 15 miles east of SunRiver and features state-of-the-art instrumentation approach, and accommodates regional jet aircraft, 737s and Airbus 319s.

      2012 flightmap What are the airport services for St. George?  The runway is 9,300 ft (1.8 miles) expandable to 11,500 ft, with two taxiways.  With the new location, SunRiver is no longer in the airport flight path. The new terminal building is 35,000 sq. ft.

      McCarran International Airport in Las Vegas is two hours away, with direct flights across the country and around the world.

      St. George is headquarters to SkyWest Airlines, the primary United Express carrier in the west, which also flies for Delta Connection and US Airways Express.

      Permalink.

      Do the homes in SunRiver come with the capability for natural gas?

      Yes.  Questar provides reliable, affordable, clean-burning natural gas to the homes of SunRiver at some of the lowest rates in the country.

      Natural gas rates are regulated by Utah Public Service Commission and are consistently among the lowest in the country.  The current rate (4/20/2012) for natural gas in SunRiver is $7.57143 per Dth.  CLICK HERE to see how Utah’s natural gas rates compare with the rest of the country.

      For more information on natural gas rates, availability or installation, contact Questar Gas at (800) 323-5517.

      Permalink.

      Who supplies the electric power to SunRiver St. George, and what are their rates?

      All electricity to SunRiver St. George is provided by the Dixie Escalante Rural Electric Association.

      Dixie Escalante Electric is an electric cooperative providing electric utility services to approximately 15,000, customers in Southern Utah and Northern Arizona.  Dixie Escalante Electric is headquartered in Beryl, north of St. George, but also has an office in Bloomington.

      The current electric rates are $36.00 for the first 100 kWh, ($.03 per additional kWh), plus a $12.00 per month Demand Charge.

      Permalink.

      Mortgage

      What is a reverse mortgage?

      A reverse mortgage is a special type of home loan that can be used to purchase a primary residence if you are able to use cash on hand to pay the difference between the HECM proceeds and the sales price (plus closing costs) for your new home.

      It also lets you convert a portion of the equity in your home into cash. The equity that you built up over years of making mortgage payments can be paid to you. However, unlike a traditional home equity loan or second mortgage, HECM borrowers do not have to repay the HECM loan until the borrowers no longer use the home as their principal residence or fail to meet the obligations of the mortgage.

      Permalink.

      What are the differences between a reverse mortgage and a home equity loan?

      With a second mortgage, or a home equity line of credit, borrowers must have adequate   income to qualify for the loan, and they make monthly payments on the principal and interest.  A reverse mortgage is different, because it pays you – there are no monthly principal and interest payments.  With a reverse mortgage, you are required to pay real estate taxes, utilities, and hazard and flood insurance premiums.

      For more information, contact Brandon Hansen at  Cherry Creek Mortgage (435) 674-9200 or by email atbhansen@ccmclending.com

       

      Permalink.

      Can I qualify for the HECM reverse mortgage?

      To be eligible for a FHA HECM, the FHA requires that you be a homeowner 62 years of age or older, have a low mortgage balance that can be paid off at closing with proceeds from the reverse loan, and you must live in the home.

      You are also required to receive consumer information free or at very low cost from a HECM counselor prior to obtaining the loan.  Brandon Hanson with Cherry Creek Mortgage Company, can help you with every step in the process.  Contact Brandon at (435) 674-9200 or by email at bhansen@ccmclending.com

      Permalink.

      Does SunRiver St. George have a preferred lender?

      SunRiver St. George provides a one-stop experience for our customers and residents, including mortgage financing through Cherry Creek Mortgage Company.

      brandon hansen new png small 241x300 Does SunRiver St. George have a preferred lender?  Brandon Hansen, senior mortgage banker with Cherry Creek Mortgage, specializes in financing homes in SunRiver St. George.  He works very closely with prospective home buyers and our own sales agents to make sure that the loan process is seamless and swift, providing you with the best possible mortgage option for your circumstances.

      One of the mortgage products that Brandon and Cherry Creek Mortgage have brought to SunRiver St. George, is the Home Equity Conversion Mortgage (HECM) that is the FHA’s approved reverse mortgage program that gives older Americans greater financial security.  Brandon can help you use the HECM loan program to purchase your SunRiver St. George home with “No Payments for Life”, or to supplement your Social Security, meet unexpected medical expenses and more.

      Contact Brandon at (435) 674-9200 or by email atbhansen@ccmclending.com

       

       

      Permalink.